Terms of Service
AGREEMENT TO TERMS OF USE
Welcome to Prayer Funnels. These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Prayer Funnels ("Company," “we,” “us,” or “our”), concerning your access to and use of our website, services, and any related media channels (collectively, the “website”). By accessing our website or services, you confirm that you have read, understood, and agreed to be bound by these Terms of Use.
If you do not agree with these Terms, please discontinue use immediately.
1. Introduction
Prayer Funnels operates as a loan originator, providing resources, connecting users with potential lenders, and assisting with loan application processes. Our website offers information, tools, and services to help you navigate real estate and loan transactions effectively.
2. Eligibility
◾You must be at least 18 years old and have the legal capacity to enter into a binding contract.
◾By accessing our website, you represent and warrant the accuracy of the information provided.
3. Services
◾We facilitate connections between borrowers and lenders and provide information about loan products.
◾Loan approval is at the discretion of the lending institution, and we do not guarantee approval.
4. User Responsibilities
◾You are responsible for providing accurate and truthful information during loan applications.
◾Timely responses to requests from Prayer Funnels or lenders are required to proceed with services.
◾Misrepresentation or failure to comply may result in the suspension or termination of services.
5. Confidentiality and Data Protection
◾Your privacy is our priority. We do not sell or share personal information without explicit consent.
◾Please review our Privacy Policy for details on how we collect, use, and protect your data.
6. Fees and Payments
◾Service fees may apply, as disclosed in your fee schedule.
◾Failure to pay fees may result in suspension or termination of services.
7. Messaging Terms and Conditions (A2P Messaging)
◾Message Content: Messages may include updates about services, transactional information, marketing promotions, and service alerts.
◾Opt-In/Opt-Out: Text START or SUBSCRIBE to opt in. To opt out, text STOP. A confirmation will be sent upon opting out, and you may rejoin by subscribing again.
◾Help and Support: Text HELP for assistance or contact us at
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◾Privacy and Security: Personal information is protected in compliance with data privacy laws. Click here for
Privacy Policy
Page
◾Standard Rates: Standard message and data rates may apply. Messaging frequency will not exceed one message per day.
8. Limitation of Liability
Prayer Funnels is not responsible for:
◾Delayed or undelivered messages.
◾Losses or damages arising from your use of the services or website.
9. Indemnification
You agree to indemnify and hold us harmless from claims, losses, or damages resulting from your use of our services or violation of these Terms.
10. Website Management
We reserve the right to:
◾Monitor the website for violations of these Terms.
◾Restrict access to services as necessary.
◾Remove any content or files that are burdensome to our systems.
11. Changes to Terms
We may update these Terms at any time. Changes will be effective after providing 30 days' notice via email or by posting on our website. Continued use after updates signifies your agreement to the revised Terms.
12. Governing Law
These Terms are governed by the laws of United States
13. Copyright and Trademark Information
All trademarks, logos, and service marks displayed on our website are the property of Prayer Funnels or third parties. Unauthorized use is prohibited without prior written consent.
14. Contact Information
For questions about these Terms, our services, or privacy practices, please contact us:
Prayer Funnels
11124 N Highway 99 Lodi, California 95240
call us at 209-330-7474